Usda Direct Loan Income Limits 2025. Household income can’t exceed 115% of the area median income to meet usda income eligibility requirements. Great news for homebuyers, usda rural housing announced the new income limits for the usda 502 guaranteed rural housing loan program.

The usda loan income limits are set for each county or msa based on the greater of: Usda income limits are set at 115% of the median household income for a given area.