Will Cd Interest Rates Go Up In 2025. Interest rates on certificates of deposit (cds) are expected to decline in 2025. If the jobs market were to weaken rapidly, causing recession fears to surface, then interest rates could end 2025 close to 3%.

Since cd rates are fixed and guaranteed, and because the fed’s benchmark interest rate is expected to keep moving down, today’s cd returns are expected to significantly. When might rates go down?